A list of other requirements is available here. Are you at risk of losing your home? stream Some locations expect to receive more applications than can be funded by their program. This program has some income-related restrictions on which homeowners will qualify to receive funding. Struggling homeowners are federally required to look for other relief options before they are eligible to apply for this assistance. Other government agencies, such as FHA, VA, and USDA, strongly encourage servicers to pause the foreclosure process once they have been notified that a borrower has applied for HAF or been approved for assistance but do not require it. Illinois Homeowner Assistance Fund has partnered with four organizations statewide that each cover a region of Illinois to prevent foreclosures. To be eligible for ILRPP, applicants must meet the following minimumrequirements: Low Income Home Energy Assistance Program. Homeowners who have experienced a financial hardship directly related to COVID-19 that began, continued, or worsened after January 21, 2020. Gov. 2nd application period open for Illinois Homeowner Assistance Fund In 2021, Treasury released 10% of each participant's HAF allocation to implement pilot programs, and required HAF . All Rights Reserved. If you have already submitted an application, you may check your status by logging into your ILHAF account here. The program is funded through the Illinois Affordable Housing Trust Fund which is funded from a portion of Illinois' receipts of real estate transfer If you are still unsure about whether or not you have to repay any assistance you receive, contact a HUD-approved housing counseling agency. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601. Contact HODC at847-564-2900to make an appointment. Something went wrong while submitting the form. Am I guaranteed to receive assistance if I meet the eligibility requirements? If you need rental assistance but are not in a court proceeding, help is still available through the Illinois Department of Human Services (IDHS). Find a housing counselor near you. Check this page for links and instructions to attend sessions at the dates below: Below are current and cumulative statistics for the Illinois Homeowner Assistance Fund. A HUD Certified Housing Counselor can assist you with the application process. Have experienced a financial hardship associated with the COVID-19 pandemic. Provider agencies will help you determine eligibility, walk you through the application process, and help you submit your application. Illinois Emergency Homeowner Assistance Fund (HAF) PROGRAM DESIGN ELEMENTS TERM SHEETS . Remember, help is free. The Illinois Rental Payment Program (ILRPP) provides financial assistance for rent to income-eligible Illinois renters and their landlords who have been impacted by the COVID-19 pandemic. If you need a lawyer, you may qualify for free legal services through your local bar association or legal aid. Those interested can apply through the end of January 2023. To find out if youre eligible and get prepared visit. Pritzker Administration Announces Up to $30,000 in Housing - NCSHA Depending on the program, homeowners may use the funds for expenses such as: Not all programs will cover all of the expenses listed here. ILHAF will provide up to $30,000 in free assistance per homeowner paid directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners impacted by COVID-19 to prevent mortgage delinquencies, defaults and foreclosures to keep families safe and secure while they regain their financial footing. The Low Income Home Energy Assistance Program (LIHEAP), administered by the Illinois Department of Commerce and Economic Opportunity (DCEO), helps eligible low-income households pay for home energy services (primarily heating during winter months). Homeowners who are at least 30 days late on their mortgage or property tax payments. Use this handy palm card for at-a-glance benefits of the ILHAF program to develop grassroots awareness of emergency housing assistance throughout Illinois. Get StartedReview the Acceptable Documentation list Acceptable Documentation list and be prepared to provide all required documents. You should always make sure you are getting information and applying from official government websites (for example, with website addresses ending in .gov) and sources. Applications will be accepted beginning Monday, Dec. 6 through Sunday, Jan. 9, 2022. Illinois Emergency Homeowner Assistance Fund Is Not Accepting The Illinois Homeowner Assistance Fund (ILHAF) program is now accepting applications for assistance!. Man arrested after Illinois State Police find cocaine-filled suitcases, Man faces murder charge after overnight shooting in Rockford, Motorcyclist IDd after fatal Belvidere crash, CRE8IV mural sites approved ahead of its fourth season, A list of other requirements is available here. Those looking for assistance, please contact an IDHS Service Provider Agency to ask about rental assistance, find out if youre eligible and get help with applying.Renters can find a IDHS Service Provider at: illinoisrentalassistance.org/providers. The state is now accepting applications from homeowners for grants of up to $60,000 to eliminate or reduce past . Application information can be found on the IDHS website, here. Illinois Homeowners Can Qualify for Up to $30K in Assistance. Download this in-depth trifold to print professionally and distribute strategically. If you need immediate assistance with housing expenses, please contact a. Homeowner Assistance Fund: How to Apply for HAF - NerdWallet Available in English and Spanish. Toll Free. The Pritzker administration announced the opening of the Illinois Homeowner Assistance Fund (ILHAF) on Monday. Mortgage Resource Toolkit Averige si es elegible para recibir hasta $60,000 en asistencia federal en IllinoisHousingHelp.org. Illinois has received approval from the U.S. Department of the Treasury on its Illinois Homeowner Assistance Fund (ILHAF) program to provide assistance to Illinois homeowners who have struggled to pay their mortgage due to COVID-19. All Rights Reserved. 2022 Illinois Housing Development Authority. These sessions will provide a road map for you to follow to make the application process more efficient. To learn more visit IllinoisHousingHelp.org. The Illinois Homeowner Assistance Fund Program provides direct financial assistance for homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. Here youll find answers to key questions about the HAF program. Find Your Servicer To See What You Qualify For, Protections for Reverse Mortgage Borrowers, contact a HUD-approved housing counseling agency, Learn about some potential options for making up missed mortgage payments, Mortgage issues like delinquencies, defaults, or foreclosures, Loss of power services or other home utilities, Homeowners being displaced and losing the ability to live in their home. $309 million available to homeowners struggling with mortgages announced today the opening of the Illinois Homeowner Assistance Fund (ILHAF) to help homeowners who have fallen behind on monthly mortgage payments and/or related housing expenses as a result of the COVID-19 pandemic. Your (or your tenants) household income is at or below the limit for your county. Apply no. Copyright 2022 WIFR. The state is now accepting applications from homeowners for grants of up to $60,000 to eliminate or reduce past-due mortgage and property tax payments. Some state HAF programs may require a servicer to pause foreclosure activity. Can I submit a complaint if I have difficulty with my mortgage servicer accepting a HAF payment? For more program information, you may visit illinoishousinghelp.org. Each state or territory developed its own program. Already applied for ILHAF funds? Homeowners are strongly encouraged to attend a webinar hosted in advance of the application portal opening. Provide immediate housing stability for up to three prospective months, if deemed necessary. x]s6=3xt@c&9wimd5DK. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601, The ILHAF team is currently reviewing and processing applications for assistance. PROGRAM DESIGN ELEMENT #1: Mortgage Reinstatement Program . Illinois homeowners could receive up to $30K in mortgage relief Do I have to pay back the money I receive? Choose from the following social post graphics and sample captions to share with your followers! Additionally, scammers may ask you to sign over the title to your property, ask you to sign papers that you do not understand, say you should start making payments to someone other than your servicer or lender, or tell you to stop making mortgage loan payments altogether. The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners who are at risk of default, foreclosure, or displacement as result of a financial hardship caused by the COVID-19 pandemic. To qualify, applicants must have experienced a financial hardship due to the COVID-19 pandemic after Jan. 21, 2020 and must currently own and occupy their home in Illinois as their primary residence. Homeowners who own and occupy their . Find your program by visiting this site and selecting the appropriate state, district, or territory on the map. COVID-19 Resources Related to Housing & Homelessness Need help getting caught up on your mortgage payments? Get Homeowner Assistance Fund help - Consumer Financial Protection Bureau For struggling renters who missed the window to apply for assistance through IHDA, the Illinois Department of Human Services (IDHS) is currently accepting applications for rental assistance. Criteria Terms Brief description . ROCK ISLAND, Illinois (KWQC) - Illinois homeowners experiencing financial hardship associated due to the COVID-19 pandemic can apply for a housing assistance grant of up to $30,000 starting in . %PDF-1.7 HODCs mission is to develop, manage and preserve housing that is affordable to low- and moderate-income households primarily in Chicagos northern suburbs. Eligible recipients do NOT have to pay the money back. 1 0 obj The new application deadline has not been announced yet. The programs goal is to prevent: The HAF program available to you will depend on your area. Illinois Emergency Homeowner Assistance Fund - HODC Homeowners with household incomes less than 150% of the Area Median Income. You can contact Rock Island Economic Growth Corporation by calling (309)-788-6311 or by visiting their website. Click on the link below to get details and, if your state, district, or territory is currently accepting applications, apply. The ILHAF application process and program eligibility, Other free resources available to you, including housing counseling and legal aid, Mortgage reinstatement or other housing-related costs related to a period of forbearance necessitated by the pandemic, Delinquent homeowners insurance and/or flood insurance, Delinquent Homeowner/Condominium/Co-Op Association fees, Homeowners with household incomes less than 150% of the Area Median Income, Homeowners who own and occupy their property as their primary residence. Eligible households can apply to receive as . Up to 3 months of prospective payments, if necessary. You can customize your search based on your specific needs, budget, and desired location.The service is also available through a toll-free, bilingual call center at (877) 428-8844. JB Pritzker and the Illinois Housing Development . Information about COVID-19 from the White House Coronavirus Task Force in conjunction with CDC, HHS, and other agency stakeholders.Visit coronavirus.gov, Information on what the U.S. Government is doing in response to COVID-19.Visit usa.gov (English) Visit usa.gov (Spanish), Explore guides to help you plan for big financial goals, Check if the program in your area is accepting applications. Illinois mortgage assistance 2022: State reopens program for COVID See the session schedule below. Depending on who owns your mortgage, the foreclosure process could be paused while you are in the HAF application process, and if you are approved, the money could be used to bring your mortgage current and stop foreclosure altogether. Struggling homeowners will be eligible for up to $30,000 in free assistance to pay past due mortgage payments, property taxes, La Autoridad de Desarrollo de Vivienda de Illinois est aqu para ayudar. If money is being used to help with mortgage payments, its a good idea to call your servicer to discuss the process, verify that they participate in the HAF program, and let them know that they will likely be receiving payment from the HAF program. PDF Pritzker Administration Announces up to $30,000 in Housing - Illinois How will I receive the aid if I am approved? We'll email you about the latest updates for the Illinois Mortgage Assistance as they become available. Homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic can apply for assistance through the Illinois Homeowner Assistance Fund (ILHAF). Learn about some potential options for making up missed mortgage payments or contact a HUD-approved housing counseling agency. With the foreclosure moratorium, those numbers came down but now we are starting to see an increase in phone calls from people who are needing that assistance, said Beth Payne, Vice President at Rock Island Economic Growth Corporation. The Homeowner Assistance Fund was established by the American Rescue Plan Act to help homeowners who have been financially impacted by COVID-19 with certain housing-related costs. JB Pritzker and the Illinois Housing Development Authority (IHDA) said the Illinois Homeowner Assistance Fund (ILHAF) will open on April 11, 2022. Treasury is overseeing and providing technical assistance to these eligible entities and has developed policies to encourage consistency among programs and support the successful implementation of programs across the country. The Illinois Emergency Homeowner Assistance Fund (ILHAF), will give up to $30 thousand in aid per homeowner to curb mortgage delinquencies, defaults and foreclosures. Toll Free: Proof of citizenship is not required to apply and ILRPP assistance is a grant that does NOT have to be repaid. Loan interest rate is fixed at 1%. 'nff`] 7; H3"@ $ The Illinois Homeowner Assistance Fund (ILHAF) provides up to $60,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity. Lawmakers announced the relief program for homeowners affected by the pandemic in February. Pritzker Administration Launches $309 Million Assistance Program for <>/Metadata 109 0 R/ViewerPreferences 110 0 R>> *Applications past initial review and going through additional processing such as Quality Control (QC), duplication of benefits, supervisory review, etc. Get InformedAttend an information session hosted by IHDA to learn about the ILHAF application process, program eligibility and other free resources available to help you save your home. Choose from the following social media posts to share on your platforms. Highs in the low 60s. If you have any questions, please contact the ILHAF call center at (866) 454-3571. They can help guide you through the application process. For example, repayment may be requested if you sell your home before a specified date. The Illinois Homeowner Assistance Fund Program provides direct financial assistance to prevent mortgage delinquencies, defaults, displacements, and foreclosures for income-eligible homeowners experiencing pandemic-related hardships. The state of Illinois is currently accepting applications from homeowners for grants of up to $60,000 to eliminate or reduce past-due mortgage and property tax payments. This program has some income-related restrictions on which homeowners will qualify to receive funding. Households who are behind on rent but not yet facing eviction court proceedings should contact an IDHS Service Provider Agency. fuUjED0D2H^^9H2;M KN10H5?m [ Provide funds to eliminate or reduce past due payments and other delinquent amounts, including payments under a Here's How to Apply Those in areas that have been disproportionately impacted by the pandemic will be prioritized, according to. All Rights Reserved. CHICAGO, Ill. (WIFR) - Governor JB Pritzker and the Illinois Housing Development Authority (IHDA) Wednesday announced the Illinois Homeowner Assistance Fund (ILHAF) application opens April 11 to help homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic. ARPA was passed by Congress in 2021 and Illinois received $309 million to cover housing costs such as past-due mortgage payments, property taxes, property insurance, and delinquent homeowner. Homeowners that have been disproportionately impacted by the pandemic will be prioritized in the distribution of funds. 2022 Illinois Housing Development Authority. Homeowners who have experienced a financial hardship directly related to COVID-19 that began, continued or worsened after January 21, 2020. Report suspected fraud here. Contact a Housing Stability Service Provider NearYou. Many states cover a wide variety of homes, including: Check with your local program for details. Actualmente, el estado de Illinois est aceptando solicitudes de propietarios de viviendas para ayuda financiera de hasta $60,000 para eliminar o reducir los pagos atrasados de hipotecas e impuestos sobre la propiedad. What is the Homeowner Assistance Fund (HAF)? HAF funds are used for qualified expenses that assist homeowners having incomes equal to or less than the greater of 150 percent of the area median income for their household size, or the median income for the United States, as determined by the Secretary of Housing and Urban Development. Starting April 11, Illinois homeowners can apply for up to $30,000 in assistance through the Illinois Homeowner Assistance Fund (ILHAF). A certificate from a HUD-certified housing counselor or a letter from your mortgage servicer detailing efforts to resolve your delinquency will be required to apply for ILHAF assistance. If you own your home and are behind on your mortgage or taxes because of COVID-19, you may be eligible to receive up to $60,000 from the Illinois Emergency Homeowner Assistance Fund. Your household (or your tenants household) experienced a financial hardship during or due, directly or indirectly, to the coronavirus pandemic. If you are otherwise eligible for HAF, you can still apply for HAF even if the foreclosure process has started. The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners who are at risk of default, foreclosure, or displacement as result of a financial hardship caused by the COVID-19 pandemic. This program will help to combat the economic stress brought on by the pandemic and provide relief to thousands of families, says Lt. Find an approved HUD-certified Housing Counselor to explore housing assistance opportunities in your area. The Illinois Housing Development Authority is here to help. endstream endobj 222 0 obj <. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601. WKtLS'[email protected]+oQni7%MfV! Illinois starts offering grants for home improvement for low-income The program's goal is to prevent: Mortgage issues like delinquencies, defaults, or foreclosures; Loss of power services or other home utilities Annual eligibility levels are determined based on available funding and may not exceed 200% of the federal nonfarm povertylevel. According to a press release from the Illinois Housing Development Authority (IHDA). with experience operating and administering homeowner rehabilitation assistance programs. Do I have other options if I am not approved for HAF? Please tag us when you do, using the handles below. Proof of citizenship is not required to apply and ILRPP assistance is a grant that does NOT have to be repaid.Find out if youre eligible for emergency rental assistance below.Help prevent suspected fraud for IHDAs Rental Payment Program to ensure emergency rental assistance is received by Illinois households in need. Scammers will sometimes use websites that look similar to official government websites to trick consumers. The State of Illinois is providing emergency housing assistance to help renters and homeowners maintain stable, affordable housing during the COVID-19 pandemic. PDF Pritzker Administration Launches $309 Million Assistance - Illinois 3. For those looking for a new place to call home, ILHousingSearch.org allows you to search thousands of affordable, subsidized and market rate units throughout Illinois. The program is administered by the Illinois Housing Development Authority (IHDA). Something went wrong while submitting the form. The ILHAF team is currently reviewing and processing applications for assistance. Toll Free: Eliminate or reduce arrearage associated with homeownership; Reinstate a mortgage or pay other housing-related costs related to a period of forbearance necessitated by the pandemic (if applicable); and. Please beware of scams. The Illinois Homeowner Assistance Fund (ILHAF) will launch on Tuesday, Nov. 1 and will provide up to $30,000 in mortgage assistance to eligible homeowners paid directly to the. Gov. Most state programs limit eligibility to households with less than 150% of the median income in your area or $79,900, whichever is higher. Both renters and landlords can apply for assistance.Already started your application?Check the status of your application submission or return to your application alreadyin-progress. Illinois Homeowners Can Qualify for Up to $30K in Assistance. Here's Your household (or your tenants household) is behind on rent and/or is at risk of experiencing homelessness or housing instability. All rights reserved. <> Oops! Website by. Homeowner Assistance Fund (HAF) Income Limits are used for determining eligibility for HAF funds. You dont have to pay anyone to help you avoid foreclosure. 8R! 0 You are either a renter in Illinois or a landlord with a tenant who lives inIllinois. Click here to find the income limits for your county. 244 0 obj <>/Filter/FlateDecode/ID[<8D1A90AF9EF81F40AC24A38E3A94834B>]/Index[221 39]/Info 220 0 R/Length 110/Prev 216178/Root 222 0 R/Size 260/Type/XRef/W[1 3 1]>>stream IHDA has a proven track record over the past decade in providing help to homeowners struggling to pay their housing expenses in the midst of economic strife.. In total, approximately $10 billion will be disbursed to programs across the country. Approximately $309 million in emergency assistance will be available to Illinois homeowners (read the press release here.) Check your local program for details . The Illinois Housing Development Authority announced Tuesday they are opening the Home Repair and Accessibility Program, a new program to help low-income homeowners pay for their repairs by providing up to $45,000 five-year forgivable loans. We receive phone calls constantly about people who are in need of housing assistance whether it be on the rental side of the homeownership side. endobj The program is funded through an appropriation from the federal American Rescue Plan Act and can be used for past-due mortgage payments and up to three months of future payments. In most cases, if you are approved, money will be sent directly to your mortgage servicer, utility company, or contractor making repairs, if they participate in the HAF program. %PDF-1.6 % Gov. Est en riesgo de perder su casa? Use this easy-to-distribute flyer to spread awareness of emergency mortgage assistance, and to make people aware of the necessary steps to take prior to beginning their application. Homeowners are strongly encouraged to either watch the videos on this page or attend a webinar. The Illinois Rental Payment Program is now closed for new application. endstream endobj startxref Find free legal help for homeowners in your area here. PDF Illinois Emergency Homeowner Assistance Fund (HAF) PROGRAM DESIGN Proof of ownership, including but not limited to a property tax bill, property deed, or other documentation. If you do not meet the eligibility requirements for HAF and are still concerned about losing your home, there may be other options available to you. Illinois has received approval from the U.S. Department of the Treasury on its Illinois Homeowner Assistance Fund (ILHAF) program to provide assistance to Illinois homeowners who have struggled to pay their mortgage due to COVID-19. Eligible households will be able to apply for up to $30,000 in free assistance to pay past due mortgage payments, property taxes, Created by the American Rescue Plan Act, ILHAF is designed to prevent mortgage delinquencies and defaults, foreclosures, loss of utilities or home energy services and displacement of homeowners experiencing financial hardship after January 21, 2020. The following documents are required to apply for ILHAFassistance: Funds from the program will go directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners. Copyright 2023 WLS-TV. They may also try to charge you for applying to a free program. Para obtener ms informacin, visite IllinoisHousingHelp.org. {6E~Qj=zrPO_WtgO/&wEuv\N^DdUq ].b,9vU>lZ>eOvxw-vRrXd aao`u,a.a? For example, if Fannie Mae or Freddie Mac backs your mortgage, your servicer is generally required to pause foreclosure activities for up to 60 days once your HAF program has notified them of your application. Our administration continues to set our sights on supporting Illinois families because housing is a right and we are committed to ensuring just that.. PDF Pritzker Administration Provides $15.3 Million in Home Improvement Grants The goal of the program is to help stabilize Illinois families while they regain financial footing. PDF Pritzker Administration Announces $309 Million Assistance - Illinois Available in English and Spanish. $387M in Mortgage Relief Available to Illinois Homeowners If you are a servicemember, contact your local Legal Assistance Office. If you are part of a Tribe or live on tribal lands, you can reach out to your affiliate tribal government to see what HAF resources may be available. Homeowners who qualify may receive free emergency mortgage assistance paid directly to their mortgage service. Some programs have established lower limits, so, Mortgage payments, including past due payments, Utilities, such as electricity, gas, home energy (including firewood and home heating oil), water, and wastewater. homeowners financially impacted by the pandemic will be accepted beginning in April through the Illinois Emergency Homeowner Assistance Fund (ILHAF) program.
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